About Barbara

Hi Folk! Barbara here! Thank you for stopping by and visiting me at Living On Lean Means. I’d like to welcome everyone here to my site.

Do you hate living from paycheck to paycheck? A drag, right? Are you disabled, retired or otherwise living on a fixed income, for whatever reason?

If so, than what this website will provide may interest you a great deal.

Let’s be real! Everyone would more than love to find a way to create a supplemental income stream.

Let’s face it, living on a fixed income isn’t fun. There’s no room for enjoying life, traveling whenever you wish, buying that new car you’ve always wanted or even spending an occasional night out with friends, when your budget is tight.

I know. I’ve lived this way for the past four years and what I found just a few short months ago will amaze you.

The pages that follow, will educate you in finding alternate means of additional income. Please come back often for updates and feel free to share this with your friends who may be experiencing the same situation.


A Little About My Story


I live in a small town on the east coast of the United States and raised two wonderful children into adulthood. I live in a small but comfortable home along with my son and our three dogs. Believe me, it gets pretty crazy around here at times, especially when they all decide to bark at the same time.

I am the third of four children my parents raised and we grew up in a city environment until young adults. After high school, I attended the local community college.

A few years later, a friend convinced me join the Air Force National Guard instead. After serving for two years I decided to go on active duty and subsequently completed four more years.

When my enlistment ended, I became a stay-at-home Mom for a few years, until being hired on to a job with the US Federal Government. Over the next twenty or so years, I would work for the Navy, Army, and the Department of Veterans Affairs.

In 2003, while working and raising two children, I returned to college to finish my undergraduate education.

This is when and how I became very familiar with the Internet and working online. All my courses from that point until I graduated six years later, were taken online. In 2009, I received my Bachelor’s Degree in Business Administration/Management.

My Passions – Dogs and Poetry


All through my formidable years, there were dogs in my family. They all grew to become the most loving creatures of my childhood. There have been many and as an adult, I have had three off my own. Oh, and did I mention my son has two of his own! My current dog, Chance has been with me since November Chance2017 and he is a bit under three years old.

I rescued him from a local shelter.  He has beocme my blog assistant and is by me every step of the way on this journey. You will see him featured here and in the right sidebar widget of the Website.

As an adult dog owner, I’m truly passionate about the plight of homeless, malnourished, mistreated, neglected, under appreciated and abused dogs in this world.

Shelters are understaffed and overcrowded, so if a dog doesn’t find a home (get adopted) within twenty-five days of entering the shelter, they are actually placed on death row and euthanized. This is such a horrible thing to imagine! So, if you are able, PLEASE DON’T SHOP, ADOPT!

Poetry-Book-CoverMy other passion is writing poetry. My poetry has been included in several Poetry Anthologies since the 1980s. In 2014, I decided to create my own poetry manuscript using Shutterfly. I included photos into the design to reflect the theme of each poems written over the past forty years.

The book is entitled “When Hearts Collide & Etcetera” but you won’t find it on bookstore shelves, as only three copies were produced. This will be part of the legacy I leave to my children.

The Why Behind My Purpose


For nearly four years, I have been living on disability retirement. Being diagnosed with cancer and undergoing treatment did not help the disability I already incurred while in the military.

I have many very painful side effect from the chemotherapy and radiation treatment to this day.

Not being able to return to the work I was previously doing, left me in a deep depression for a long period of time.

One day I decided I was tired of just squeaking by on a fixed income each month. I needed to occupy my time with something to overcome the depression.

So my search began for an online business opportunity, as most public sector companies do not offer work from home opportunities. I researched legitimate ways to supplement my income while working from home. I had to do my due diligence in order to avoid getting caught up in one of the many scams and get rich schemes out there.

To Help Others Is My Purpose


In my 62 years of being on this earth, I was never really a person of well means. Life threw me some curve balls and I threw some at myself as well. I had to learn to pull myself up and start all over several times before I could get it right.

My passion for helping people has led me to create this website. Through it, I’m hoping I can share with you a few lessons I have learned in becoming the best version of myself as well as instill in you, that no matter what your situation, you can achieve your dreams, you can earn legitimate income online and become very successful at it. You just have to take that first Right step!

All the research I had done, led me to Wealthy Affiliate and on October 1st, 2019 I published my very first website. After being here since late September 2019, I have learned many things and I would like to share them with everyone who is in the same situation as me (and even if you are not). You too can create an online income stream, if you are not afraid of a little hard work. So won’t you join me! You won’t be disappointed!

If you have would like to know more, have questions or comments, you may leave them in the section below. I will be happy to respond. Should you be interest in receiving updates to this post or any others in this website, please enter your email address in the gray and red form to the right of this page.


All the best!


Founder: Living On Lean Means ?



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